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The investment returns for superannuation are calculated after allowing for income tax on investment income, and investment management expenses but before the deduction of administration fees from members' account balances. Neither the investments of First State Super nor payments of capital to members are guaranteed by the Trustee. It is important to remember that past performance is no indicator or guarantee of future performance. The value of investments can rise or fall.
Past performance information is not available prior to the date an investment option was introduced. The Australian Equities, International Equities, Property, Australian Fixed Interest and International Fixed Interest investment options were introduced on 17 October 2006. The Australian Socially Responsible Equities investment option was introduced on 1 May 2009.
*The Cash Investment option was called Cash Plus until October 2006, when the name was changed to reflect a small adjustment to the asset allocation. Previously, the asset allocation for the Cash Plus investment option was 100% cash and short-term income-producing assets, including 15% invested in one or two-year bonds. This was changed to be 100% cash and short-term income-producing assets with a duration of up to one year.
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