Types of members for insurance purposes within First State Super

Employer Sponsored member

For insurance purposes, you are considered to be an employer sponsored member if we have received a superannuation guarantee (SG) contribution from a participating employer on your behalf and we have not been advised of your termination of employment with this employer.

Personal member

For insurance purposes, you are considered to be a personal member if we have not received an SG contribution on your behalf or if we have received an SG contribution on your behalf from an employer that  is not a participating employer, or if you are not an employer-sponsored member.