Balanced investment option

Balanced (default option – age 56+)
Strategic asset allocation			50% growth assets 50% income assets
Investment objective and target return*	This option aims to achieve medium-term real (above inflation) growth with a balance of growth and income assets. CPI + 3.25% over rolling 5-year periods net of taxes and fees.*
Risk profile	Medium risk
Target asset class allocation
Investment time horizon	Medium term (3-5 years)

* NOTE: The investment objective and target return does not constitute a forecast or guarantee of future performance or the future rates of return of the investment option.

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Pre-mixed

High Growth
Diversified
Balanced
Capital Guarded

Single asset class

Australian Equities
Australian Socially Responsible Equities
International Equities
Property
Australian Fixed Interest
International Fixed Interest
Cash