Attend a seminar

If you are over 55 and still working, you may be able to start drawing down on some of your super as an income stream. Thanks to recent Federal Government changes to superannuation, this could be a tax-effective way to reduce your working hours if your employer agrees (or continue to work full time) as you near retirement, boost your super or simply increase the amount of money you are receiving!

Are you getting close to retirement and wondering what your options are? What are the key issues to consider in the current climate? At this seminar we will discuss the importance of planning for your retirement and address the various options available with income streams and pensions, Centrelink eligibility , tax arrangements and more.

Do you want to know how to add more to your super? How much will you need for your retirement? What is salary sacrifice? Can you get a Co-contribution from the Government? This seminar covers these topics, as well as contribution caps, the different ways of growing your super, finding lost super, consolidating super accounts, tax and super, and the recent changes to superannuation, as well as answering questions you may have.

This seminar covers the Frequently Asked Questions of superannuation: What is salary sacrifice? How much super will I need? When can I retire? What is an allocated pension? How is super taxed? How can I contribute more to my super? What is the Co-contribution? What is a Transition to Retirement Income Stream and can it save me tax? A broad range of superannuation topics will be discussed, and questions are welcomed.

This seminar is designed for members thinking about, or already have, a Self Managed Superannuation Fund. The aim is to help members consider key areas that determine if an SMSF is the right option for their super. Key areas include:

• Do SMSFs provide more investment control?
• Costs involved in running an SMSF (investment, administration, audit, compliance etc).
• How much super is needed to set up an SMSF.
• How much time is required to run an SMSF effectively.
• Legal obligations and responsibilities required of owning an SMSF.
• What these costs and requirements mean for your super saving over time.

What is the sub-prime mortgage situation? How is the Australian Share Market performing? How are the different investment markets looking? What are the different investment types and asset classes? What is the difference between the investment strategies? How has First State Super performed? These and other questions will be answered at the Investments seminar.